Zintra Capital Healthcare

Non-recourse invoice purchasing platform for suppliers in the Spanish public and private healthcare sector. We have a team of professionals with extensive experience in financing companies within the healthcare sector, with deep knowledge of management and payment procedures and dynamics. Vehicle regulated and supervised by the CNMV.

• Non-recourse purchase of approved invoice portfolios (default risk is transferred)
• Purchases executed before a notary: one-off or recurring
• Price calculated as a discount percentage on the nominal value of the invoices
• No opening, management and/or availability fees

Which companies can benefit?

• Supplier companies in the Spanish healthcare sector
• With revenues above €4 million
• Invoice debtors cannot be veterinary or aesthetic clinics, but may be other companies within the sector

Advantages of factoring

• Secured cash flows: Immediate payment of invoices, allowing optimization of working capital needs and providing certainty in cash flow management
• Financial optimization: Balance sheet relief and strengthening of the financial position, improving financial metrics
• Risk minimization: Non-recourse transactions eliminating the risk of default and/or delay
• Does not consume CIRBE: Optimization of financing sources
• Efficient management: Outsourcing of the collection process to professionals, reducing administrative burden and allowing focus on sales
• Prudent handling: Agreed strategies for interaction with debtors
• Transparency: Ongoing information on collection management results and invoice approval processes